Google Pay is a leading presence in the UPI and digital payment app segment, providing a largely consistent service with a relatively clean interface.
What is Near Field Communication (NFC)?
NFC is a set of communication protocols that allows two electronic devices to communicate over a short distance.
They’re used in contactless payment systems, allowing you to pay with your phone rather than credit/debit cards or electronic ticket smart cards.
Google Pay has also made its digital payments platform available for use in contactless UPI patents. Google Pay, which was announced earlier this week, will now allow users to pay at point-of-sale machines by simply tapping their phones and selecting UPI as the payment method.
With UPI being one of the most popular payment methods for digital and cashless transactions, the move will add an extra layer for users to avoid giving the app camera access and instead promoting its payment services through a simple tap and pay method.
To make UPI payments using NFC on Google Pay, users will need an NFC-equipped smartphone that is Play Protect Certified, according to the aforementioned Google Pay support page.
However, there are a few things to keep in mind about the feature. For starters, only Pine Labs terminals are currently supported, and you’ll need a phone with an NFC chip. Customers who want to use their device for UPI over NFC must also ensure that they have not modified their devices with root or custom ROMs – the service will not run on these devices for “security” reasons, according to Google.